Do you also avoid doctor visits for small illnesses?
Do recurring pharmacy medical expenses concern you a lot?
Medical expenses always carry a negative sentiment in our minds. Unless and until it’s unavoidable, many of us don’t visit our doctors. If you suffer from a chronic illness, the recurring medical expenses form a big part of your outgoing expenses. You will be surprised to know that out-of-pocket health constitutes about 62% of healthcare costs in India.
However, the COVID era has made a lot of us realize the importance of healthcare, of being “fit.” This sector has come into the limelight and a lot of concrete steps are been taken for its development. One of the pioneers in the private general insurance domain, ICICI Lombard, has come up with a unique solution focussed on keeping the issues faced by the end-user in mind called BeFit (serviced through its ILTakeCare app).
BeFit: A Complete Cashless Out Patient Solution provides –
- Doctor Consultations:
- The plan includes access to 24 x 7 both physical and virtual consultations with various top doctors across general, specialist or super-specialist categories.
- This digitally enabled health eco-system is integrated to bring 11000+ doctors across cities.
- It provides coverage for physiotherapy sessions.
- Pharmacy & Diagnostics:
- It provides coverage for prescribed medicines and diagnostic tests.
- It will provide express pharmacy service wherein medicine will be delivered within 60 mins. Also, lab tests can be done at both labs and home.
- Minor medical/surgical procedures done on an OPD basis are also included.
- Health Management:
- Exhaustive health management program includes the services of a personal health coach.
- Health check-ups, diet and nutrition consultations are also included.
- Wellness Points:
- Guess what, this one-of-a-kind programme rewards you for being “Fit.”
- You get wellness points for health-promoting behaviour which can be redeemed against your renewal premium and health-related deals.
ICICI Lombard’s “BeFit,” program supplemented with the standard health insurance policy will provide 360-degree support to the policyholder.
“The COVID pandemic has made consumers realize that health insurance does not end with having a cover just for hospitalization expenses. What is equally important is to have a solution that encourages the practice of good health on a day-to-day basis. Our new BeFit solution addresses this and provides cashless and contactless solutions to customers wanting to stay fit and address their medical problems at a nascent stage, without having to reach the stage of hospitalization.” as said by Sanjeev Mantri, Executive Director, ICICI Lombard General Insurance
True to their commitment to promoting health and wellness, ICICI Lombard’s “BeFit” program will go beyond the normal standard of OPD and preventive healthcare and focus on incentivizing a healthy lifestyle. The program will be launched in 20 cities viz. Mumbai, Delhi NCR, Hyderabad, Kolkata, Pune, Bangalore, Chennai, Jaipur, Nashik Bhubaneswar, Ahmedabad, Nagpur, Indore, Vishakhapatnam, Surat, Chandigarh, Lucknow, Bhopal, Dehradun, and Raipur and will be expanded in other geographical locations in the next few months.
ICICI Lombard General Insurance Company Ltd. is one of the pioneers in the private non-life insurance sector and offers an array of products including motor, health, crop, fire, personal accident, marine, engineering, and liability insurance, through multiple distribution channels. More details are available at www.icicilombard.com. “BeFit,” is a remarkable customer plan which will provide an end-to-end value proposition to their customers and only enhance their brand value.
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